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Luxury waterfront homes and yachts in Fort Lauderdale FL

mortgage broker fort lauderdale fl

Get Pre-Qualify Today!

Ready to invest in Fort Lauderdale? Whether it’s a new home or other properties, don’t wait – get pre-qualified for your mortgage today with Miami Lending Advisors! We make the process easy, with great rates and personalized support, so you can unlock your dream property faster than you think. Let’s get you one step closer to your next investment

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Low Rates & Fast Closings On Your Fort Lauderdale Home Loan

At Miami Lending Advisors, we’re dedicated to securing the best rates for your Fort Lauderdale property. With our wide network of lenders, you’ll get the most competitive offers out there. Plus, our streamlined process means you’ll move from pre-approval to closing quickly, so you can start enjoying your new property even sooner!

Your Boutique Mortgage Specialists in Fort Lauderdale

Choose us for a personalized experience that blends expert service with a deep understanding of the Fort Lauderdale market. We create mortgage solutions that match your financial needs and property goals, giving you hands-on support every step of the way, from application to closing. With us, you’ll have a smooth, informed path to securing your property in Fort Lauderdale’s thriving market.

Loan Options Fort Lauderdale Fl

Ready to Finance Your Florida Dream Property? Call now for Personalized Mortgage Guidance!

 
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Why Choose Miami Lending Advisors for Your Fort Lauderdale Property?

With so many lenders out there, why go with us? Here’s what makes Miami Lending Advisors stand out from the rest:

Competitive Rates & Customized Loan Option

We’re committed to finding you the best possible rates, with loan options tailored to your unique needs and goals.

Expert Mortgage Brokers Who’ve Got Your Back

Our licensed, experienced brokers know the ins and outs of the market and are here to guide you through every step of the process.

Quick Pre-Qualification & Smooth Communication

Get pre-qualified in minutes! Plus, we’ll keep you in the loop with clear, hassle-free updates from start to finish.

Ready to Get Started?

Don’t Wait Any Longer! Get Started On Your Dream Property Today

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Client Testimonials Mortgage Broker Fort Lauderdale, Fl.

Our clients love us, here are a few of their quotes.
“Fully understood and on-board with our needs. Very fast turn around times and very profesional in offering us options and constant status in our process. Fully recommend them, very professional.”
Sean
Happy Homeowner Shares Positive Mortgage Broker Experience
“Incredibly knowledgeable team that guided us through every step of the mortgage process with professionalism and care. Communication was excellent throughout the entire process. Our questions were always answered promptly and thoroughly, which gave us peace of mind during what can often be a stressful time.”
Marja
Marja 5 Star Review for Miami Lending Advisors
“My clients were taken care of from day one, with the utmost professionalism, attention, and care. I couldn't be more grateful to MLA. I trusted what they offered, and the results were outstanding. I truly felt I had the best team.”
Cierra G
Client Cierra G Reviews Miami Lending Advisors
“We can not thank Miami Lending Advisors enough for helping us with the purchase of our home! Maria and her awesome team has been more than wonderful, very professional and have gone out of their way to ensure we understand each step of this process. 100% recommended!.”
Ernesto
Client Review Ernesto on Miami Lending Advisors Mortgage Services

Do you have questions about Mortgage Broker fort lauderdale fl

You ask, we answer all your questions about property financing in Tampa, Florida

The mortgage process in Fort Lauderdale typically involves the following steps:

  1. Pre-approval: Get pre-approved for a mortgage to determine how much you can borrow and what your interest rate will be.
  2. House hunting: Find your dream home and make an offer.
  3. Appraisal: The lender will order an appraisal to assess the value of the property.
  4. Underwriting: The lender will review your financial information and creditworthiness to approve your loan.
  5. Closing: Sign the final paperwork and finalize the loan.

There are many different types of mortgages available in Fort Lauderdale, including:

  • Jumbo Loans: For high-value properties.
  • International Buyers: Specialized programs for non-U.S. citizens to invest. 
  • Condo Hotels & Non-Warrantable Condos: Financing for unique property types.
  • Conventional: Including low down payment and First Time Homebuyer programs. 
  • Gov-Backed Loans: Including FHA, VA and USDA.
  • For Self-Employees: Approval based on alternate docs such as bank statements.
  • Rehab & Construction Loans: Funds for renovations or new builds.
  • Refinance: For existing homeowners to adjust rates, terms, or utilize equity.
  • HELOC: Provides flexibility to access equity in properties.
  • DSCR: Design for investors, uses property’s cash flow for qualification.
  • Private Loans: Tailored solutions with more flexible terms than traditional lenders.
  • Commercial Loans: For properties like retail, office spaces, multi-families.

Closing costs are fees associated with finalizing a mortgage, typically ranging from 2% to 5% of the loan amount. Common closing costs include:

  • Lender fees: Origination fees, underwriting fees, appraisal fees, etc.
  • Third-party fees: Title insurance, escrow fees, attorney fees, etc.
  • Taxes: Property taxes, mortgage taxes, etc.

There are several ways to get a low mortgage rate in Fort Lauderdale:

  • Shop around: Compare rates from multiple lenders to find the best deal.
  • Improve your credit score: A higher credit score will qualify you for lower interest rates.
  • Make a larger down payment: A larger down payment will reduce the amount you need to borrow and can lower your interest rate.
  • Consider a shorter loan term: A shorter loan term will mean you pay less interest overall, but your monthly payments will be higher.

By following these tips, you can increase your chances of getting a low mortgage rate and saving money on your home purchase.

Miami Lending Advisors LLC is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.
“Not for use by New York borrowers”

Licensed by the Florida Office of Financial  | Regulation Mortgage Broker | # MBR6170 NMLS ID # 2467822 | NMLS Consumer Access

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