{"id":6265,"date":"2026-10-19T12:52:31","date_gmt":"2026-10-19T16:52:31","guid":{"rendered":"https:\/\/miamilendingadvisors.com\/es\/?page_id=6265"},"modified":"2026-10-19T13:44:14","modified_gmt":"2026-10-19T17:44:14","slug":"financiamiento-aria-reserve","status":"publish","type":"page","link":"https:\/\/miamilendingadvisors.com\/es\/financiamiento-aria-reserve\/","title":{"rendered":"Financiamiento Aria Reserve"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"6265\" class=\"elementor elementor-6265\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9363cd3 e-con-full e-flex e-con e-parent\" data-id=\"9363cd3\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fe87cfb elementor-widget__width-inherit elementor-widget elementor-widget-html\" data-id=\"fe87cfb\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<!-- ARIA RESERVE \u00b7 ES \u00b7 Widget HTML de Elementor \u00b7 \/es\/financiamiento-aria-reserve\/ -->\n<link rel=\"preconnect\" href=\"https:\/\/fonts.googleapis.com\">\n<link rel=\"preconnect\" href=\"https:\/\/fonts.gstatic.com\" crossorigin>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=DM+Sans:wght@400;500;600;700&amp;family=Playfair+Display:ital,wght@0,400;0,500;0,600;1,400&amp;display=swap\" rel=\"stylesheet\">\n<style>\n#mla-aria{position:relative;overflow-x:clip}\n\/* Ancho completo aunque el contenedor del tema o de Elementor tenga ancho limitado *\/\nhtml,body{overflow-x:hidden}\n#mla-aria{width:100vw;max-width:100vw;margin-left:calc(50% - 50vw)!important;margin-right:calc(50% - 50vw)!important;box-sizing:border-box}\n#mla-aria h1,#mla-aria h2,#mla-aria h3{color:inherit;font-family:inherit;text-transform:none;letter-spacing:normal}\n#mla-aria p{margin-top:0}\n#mla-aria button{background:none;border:0;border-radius:0;box-shadow:none;color:inherit;text-transform:none;letter-spacing:normal}\n#mla-aria button:hover,#mla-aria button:focus{background:none;color:inherit}\n#mla-aria a{box-shadow:none}\n#mla-aria{--ink: #192331; 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position: fixed; bottom: 0; left: 0; right: 0; background: var(--navy); padding: 9px 14px; z-index: 20;}\n#mla-aria .mobile-cta a{display: flex; align-items: center; justify-content: center; gap: 10px; background: #fff; color: var(--navy); padding: 12px; font-size: 13px; font-weight: 700;}\n}\n@media (prefers-reduced-motion: reduce){#mla-aria .outline, #mla-aria .btn, #mla-aria .wa-float{transition: none;}\n#mla-aria .outline:hover, #mla-aria .btn:hover, #mla-aria .wa-float:hover{transform: none;}\n}\n<\/style>\n<div id=\"mla-aria\" lang=\"es\">\n\n<header class=\"site-header\">\n  <div class=\"wrap nav\">\n    <div class=\"brand\"><img fetchpriority=\"high\" decoding=\"async\" class=\"brand-logo\" src=\"https:\/\/miamilendingadvisors.com\/es\/wp-content\/uploads\/2026\/10\/logo-mla-white.png\" width=\"827\" height=\"647\" alt=\"Miami Lending Advisors\"><\/div>\n    <nav class=\"navlinks\" aria-label=\"Navegaci\u00f3n principal\">\n      <a href=\"#why\">Por qu\u00e9 Aria<\/a>\n      <a href=\"#options\">Opciones de financiamiento<\/a>\n      <a class=\"outline\" href=\"https:\/\/wa.me\/17865200400?text=%C2%A1Hola!%20Me%20gustar%C3%ADa%20conocer%20las%20opciones%20de%20financiamiento%20para%20Aria%20Reserve.\" target=\"_blank\" rel=\"nofollow noopener\">Escr\u00edbenos por WhatsApp<\/a>\n    <\/nav>\n  <\/div>\n<\/header>\n\n<main id=\"mla-main\">\n\n<section class=\"hero\">\n  <img fetchpriority=\"high\" class=\"hero-bg\" src=\"https:\/\/miamilendingadvisors.com\/es\/wp-content\/uploads\/2026\/10\/aria-reserve-edgewater-miami.webp\" width=\"2000\" height=\"1125\" fetchpriority=\"high\" decoding=\"async\" alt=\"Torres gemelas de Aria Reserve frente a la bah\u00eda de Biscayne en Edgewater, Miami\">\n  <div class=\"wrap\">\n    <div class=\"hero-copy\">\n      <p class=\"eyebrow\">ARIA RESERVE \u00b7 EDGEWATER, MIAMI<\/p>\n      <h1>Financiamiento Aria Reserve, dise\u00f1ado para ti<\/h1>\n      <p class=\"hero-lead\">Financiamiento Aria Reserve con estrategia: te ayudamos a encontrar la mejor hipoteca con el programa adecuado y a estructurar un plan inteligente para tu compra en Edgewater, Miami.<\/p>\n      <a class=\"btn light\" href=\"https:\/\/wa.me\/17865200400?text=%C2%A1Hola!%20Me%20gustar%C3%ADa%20conocer%20las%20opciones%20de%20financiamiento%20para%20Aria%20Reserve.\" target=\"_blank\" rel=\"nofollow noopener\"><svg class=\"wa-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7.9 20A9 9 0 1 0 4 16.1L2 22Z\"><\/path><\/svg>Habla con un especialista en financiamiento de condominios<\/a>\n      <p class=\"micro\">Opciones jumbo \u00b7 Inversionistas \u00b7 Compradores extranjeros<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"facts\" aria-label=\"Datos clave\">\n  <dl class=\"wrap facts-grid\">\n      <div class=\"fact\"><dt>Ubicaci\u00f3n<\/dt><dd>Edgewater, Miami, frente a la bah\u00eda de Biscayne<\/dd><\/div>\n      <div class=\"fact\"><dt>Desarrollador<\/dt><dd>Melo Group<\/dd><\/div>\n      <div class=\"fact\"><dt>Arquitectura<\/dt><dd>Arquitectonica<\/dd><\/div>\n      <div class=\"fact\"><dt>Torres<\/dt><dd>Dos torres de 62 pisos<\/dd><\/div>\n      <div class=\"fact\"><dt>Finalizaci\u00f3n<\/dt><dd>Torre Sur terminada<br>Torre Norte 2026<\/dd><\/div>\n      <div class=\"fact\"><dt>Tipos de residencias<\/dt><dd>De 1 a 4 habitaciones y penthouses*<\/dd><dd class=\"fact-note\">*Var\u00eda seg\u00fan torre y l\u00ednea<\/dd><\/div>\n      <div class=\"fact fact-feature\"><dt>Programas de financiamiento disponibles<\/dt><dd>Jumbo \u00b7 Inversionistas \u00b7 Compradores internacionales \u00b7 Convencional \u00b7 Capital privado<\/dd><\/div>\n  <\/dl>\n<\/section>\n\n<section class=\"why\" id=\"why\">\n  <div class=\"wrap two-col\">\n    <div>\n      <p class=\"kicker\">El edificio tambi\u00e9n importa<\/p>\n      <h2 class=\"heading\">Por qu\u00e9 financiar un condominio como Aria Reserve es diferente<\/h2>\n    <\/div>\n    <div>\n      <p class=\"why-copy\">El financiamiento de un condominio no depende \u00fanicamente de tus ingresos y cr\u00e9dito. Las entidades financieras tambi\u00e9n eval\u00faan el edificio para confirmar que cumple con sus criterios. Tener claridad desde el principio evita sorpresas despu\u00e9s de firmar el contrato y protege tu cronograma.<\/p>\n      <blockquote class=\"why-quote\"><p><strong>Un paso adelante:<\/strong> ya revisamos y aprobamos Aria Reserve con entidades financieras de nuestra red, as\u00ed que la aprobaci\u00f3n del condominio no ser\u00e1 una sorpresa.<\/p><\/blockquote>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"options\" id=\"options\">\n  <div class=\"wrap\">\n    <p class=\"kicker\">Alternativas de financiamiento<\/p>\n    <h2 class=\"heading\">Financiamiento Aria Reserve: opciones disponibles<\/h2>\n    <p class=\"intro\">Como asesor hipotecario en Miami (mortgage broker), te ofrecemos programas de pr\u00e9stamo de nuestra red de entidades financieras y te ayudamos a elegir la estructura adecuada seg\u00fan el precio de compra, la cuota inicial, la documentaci\u00f3n y el uso de la propiedad (vivienda principal, segunda residencia o inversi\u00f3n). Las opciones pueden incluir:<\/p>\n    <ul class=\"options-grid\">\n      <li class=\"option\"><div class=\"option-num\" aria-hidden=\"true\">01<\/div><div><h3>Financiamiento jumbo<\/h3><p>Para montos que superan el l\u00edmite de los pr\u00e9stamos convencionales, algo com\u00fan en condominios de lujo en Miami.<\/p><\/div><\/li>\n      <li class=\"option\"><div class=\"option-num\" aria-hidden=\"true\">02<\/div><div><h3>Inversionista local<\/h3><p>Para segundas residencias o compras de inversi\u00f3n que no ser\u00e1n tu vivienda principal.<\/p><\/div><\/li>\n      <li class=\"option\"><div class=\"option-num\" aria-hidden=\"true\">03<\/div><div><h3>Inversionista internacional<\/h3><p>Programas para no residentes en EE. UU. que podr\u00edan permitir calificar con ingresos y referencias de cr\u00e9dito internacionales.<\/p><\/div><\/li>\n      <li class=\"option\"><div class=\"option-num\" aria-hidden=\"true\">04<\/div><div><h3>Pr\u00e9stamos de portafolio<\/h3><p>Programas especiales cuando el edificio o el comprador no encajan en las pautas tradicionales.<\/p><\/div><\/li>\n    <\/ul>\n  <\/div>\n<\/section>\n\n<section class=\"review\">\n  <div class=\"wrap\">\n    <p class=\"kicker\">Planifica con anticipaci\u00f3n<\/p>\n    <h2 class=\"heading\">Qu\u00e9 suelen revisar las entidades financieras y por qu\u00e9 importa<\/h2>\n    <div class=\"review-grid\">\n      <p class=\"review-intro\">Incluso si tu perfil es s\u00f3lido, la entidad financiera puede solicitar documentaci\u00f3n del edificio. Te ayudamos a entender qu\u00e9 podr\u00edan pedirte a ti y al edificio, para que el proceso sea mucho m\u00e1s fluido.<\/p>\n      <ul class=\"review-list\">\n        <li>Salud financiera y presupuesto del edificio, cobertura de seguros, unidades que a\u00fan son propiedad del desarrollador y proporci\u00f3n de unidades ocupadas por sus propietarios, entre otros.<\/li>\n        <li>Perfil financiero del comprador: ingresos personales, activos, otras propiedades, historial de cr\u00e9dito y reservas, entre otros.<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"international\">\n  <div class=\"wrap international-grid\">\n    <figure class=\"image-panel\">\n      <img loading=\"lazy\" src=\"https:\/\/miamilendingadvisors.com\/es\/wp-content\/uploads\/2026\/10\/aria-reserve-condo-interior.webp\" width=\"1400\" height=\"1300\" loading=\"lazy\" decoding=\"async\" alt=\"Interior de un condominio de lujo frente al mar en Aria Reserve, Miami\">\n    <\/figure>\n    <div>\n      <p class=\"kicker\">Para compradores internacionales<\/p>\n      <h2 class=\"heading\">\u00bfQuieres comprar en Aria Reserve desde otro pa\u00eds?<\/h2>\n      <p class=\"intro\">Si eres extranjero, inversionista internacional o no resides en Estados Unidos y quieres comprar en Aria Reserve, s\u00ed es posible financiar tu compra. Cada caso se eval\u00faa individualmente seg\u00fan las pautas de la entidad financiera y los requisitos del edificio.<\/p>\n      <ul class=\"bullet-list\">\n        <li>Programas hipotecarios para no residentes en EE. UU.<\/li>\n        <li>Documentaci\u00f3n de ingresos internacionales<\/li>\n        <li>Soluciones de portafolio adaptadas a tu perfil<\/li>\n      <\/ul>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"process\">\n  <div class=\"wrap process-grid\">\n    <div>\n      <p class=\"kicker\">C\u00f3mo te acompa\u00f1amos<\/p>\n      <h2 class=\"heading\">Un camino m\u00e1s claro hacia tu financiamiento en Aria Reserve<\/h2>\n      <p class=\"intro\">Miami Lending Advisors es un asesor hipotecario en Miami (mortgage broker) especializado en financiamiento de condominios. Te ayudamos a acceder a programas hipotecarios, especialmente para condominios con requisitos espec\u00edficos y para compradores internacionales, y te orientamos en la estrategia de financiamiento de tu inversi\u00f3n.<\/p>\n    <\/div>\n    <div>\n      <ol class=\"steps\">\n        <li class=\"step\"><b aria-hidden=\"true\">01<\/b><p>Revisamos tus objetivos (vivienda principal, segunda residencia o inversi\u00f3n) y tu perfil financiero.<\/p><\/li>\n        <li class=\"step\"><b aria-hidden=\"true\">02<\/b><p>Aprobaci\u00f3n del condominio Aria Reserve ya adelantada con entidades financieras de nuestra red.<\/p><\/li>\n        <li class=\"step\"><b aria-hidden=\"true\">03<\/b><p>Te presentamos opciones hipotecarias alineadas con tus tiempos y tu perfil financiero.<\/p><\/li>\n        <li class=\"step\"><b aria-hidden=\"true\">04<\/b><p>Coordinamos con tu Realtor, la compa\u00f1\u00eda de t\u00edtulo y los equipos de cierre cuando sea necesario.<\/p><\/li>\n      <\/ol>\n      <div class=\"takeaway\">\n        <h3>Despu\u00e9s de la consulta tendr\u00e1s<\/h3>\n        <p>Una hoja de ruta clara: opciones y pr\u00f3ximos pasos.<\/p>\n        <p>Expectativas de cuota inicial y reservas seg\u00fan tu caso.<\/p>\n        <p>Orientaci\u00f3n sobre lo que podr\u00edan pedir la entidad financiera y el edificio.<\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"faq\" id=\"faq\">\n  <div class=\"wrap faq-grid\">\n    <div>\n      <p class=\"kicker\">Resolvemos tus dudas<\/p>\n      <h2 class=\"heading\">Preguntas frecuentes sobre el financiamiento en Aria Reserve<\/h2>\n    <\/div>\n    <div class=\"faq-list\">\n      <div class=\"faq-item\">\n        <h3><button type=\"button\" class=\"faq-q\" id=\"mla-faq-q1\" aria-expanded=\"false\" aria-controls=\"mla-faq-a1\"><span class=\"faq-text\">\u00bfYa comenz\u00f3 el proceso de aprobaci\u00f3n del condominio Aria Reserve?<\/span><span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n        <div class=\"faq-a\" id=\"mla-faq-a1\" role=\"region\" aria-labelledby=\"mla-faq-q1\" hidden=\"\">S\u00ed. En Miami Lending Advisors ya adelantamos el proceso de aprobaci\u00f3n del condominio Aria Reserve con entidades financieras de nuestra red. La aprobaci\u00f3n final de tu pr\u00e9stamo sigue dependiendo de tu perfil financiero espec\u00edfico.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <h3><button type=\"button\" class=\"faq-q\" id=\"mla-faq-q2\" aria-expanded=\"false\" aria-controls=\"mla-faq-a2\"><span class=\"faq-text\">\u00bfLos compradores internacionales pueden financiar condominios en Miami?<\/span><span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n        <div class=\"faq-a\" id=\"mla-faq-a2\" role=\"region\" aria-labelledby=\"mla-faq-q2\" hidden=\"\">S\u00ed. Entidades financieras espec\u00edficas ofrecen programas para personas que no residen en Estados Unidos. La aprobaci\u00f3n depende de tu perfil, tu documentaci\u00f3n y los requisitos del edificio.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <h3><button type=\"button\" class=\"faq-q\" id=\"mla-faq-q3\" aria-expanded=\"false\" aria-controls=\"mla-faq-a3\"><span class=\"faq-text\">\u00bfPuedo comprar en Aria Reserve como comprador internacional sin historial de cr\u00e9dito en EE. UU.?<\/span><span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n        <div class=\"faq-a\" id=\"mla-faq-a3\" role=\"region\" aria-labelledby=\"mla-faq-q3\" hidden=\"\">S\u00ed. Como comprador internacional, no necesitas historial de cr\u00e9dito en EE. UU. para comprar con financiamiento en Aria Reserve.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <h3><button type=\"button\" class=\"faq-q\" id=\"mla-faq-q4\" aria-expanded=\"false\" aria-controls=\"mla-faq-a4\"><span class=\"faq-text\">\u00bfTodas las entidades financieras financian cualquier edificio de condominios?<\/span><span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n        <div class=\"faq-a\" id=\"mla-faq-a4\" role=\"region\" aria-labelledby=\"mla-faq-q4\" hidden=\"\">No. Las condiciones var\u00edan seg\u00fan la entidad financiera y algunos edificios pueden no cumplir con determinadas pautas. Revisarlo temprano puede ahorrar tiempo una vez firmado el contrato.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <h3><button type=\"button\" class=\"faq-q\" id=\"mla-faq-q5\" aria-expanded=\"false\" aria-controls=\"mla-faq-a5\"><span class=\"faq-text\">\u00bfQu\u00e9 diferencia hay entre un condominio warrantable y uno non-warrantable?<\/span><span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n        <div class=\"faq-a\" id=\"mla-faq-a5\" role=\"region\" aria-labelledby=\"mla-faq-q5\" hidden=\"\">Un condominio warrantable cumple las pautas de Fannie Mae y Freddie Mac, las agencias que compran la mayor\u00eda de las hipotecas convencionales en EE. UU. Uno non-warrantable tambi\u00e9n se puede financiar con programas de portafolio o non-QM, normalmente con condiciones distintas de cuota inicial y tasa.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <h3><button type=\"button\" class=\"faq-q\" id=\"mla-faq-q6\" aria-expanded=\"false\" aria-controls=\"mla-faq-a6\"><span class=\"faq-text\">\u00bfDeber\u00eda revisar las opciones de financiamiento antes de hacer una oferta o firmar un contrato?<\/span><span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n        <div class=\"faq-a\" id=\"mla-faq-a6\" role=\"region\" aria-labelledby=\"mla-faq-q6\" hidden=\"\">S\u00ed. Una breve consulta estrat\u00e9gica puede ayudarte a entender la cuota inicial esperada, los tiempos y los requisitos del edificio que podr\u00edan afectar la aprobaci\u00f3n.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <h3><button type=\"button\" class=\"faq-q\" id=\"mla-faq-q7\" aria-expanded=\"false\" aria-controls=\"mla-faq-a7\"><span class=\"faq-text\">\u00bfCu\u00e1nto toma el proceso de financiamiento en Aria Reserve?<\/span><span class=\"faq-icon\" aria-hidden=\"true\">+<\/span><\/button><\/h3>\n        <div class=\"faq-a\" id=\"mla-faq-a7\" role=\"region\" aria-labelledby=\"mla-faq-q7\" hidden=\"\">Algunos programas se pueden cerrar en tan solo 20 d\u00edas. En t\u00e9rminos generales, el proceso toma unos 30 d\u00edas.<\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/section>\n\n<section class=\"final\" id=\"contact\">\n  <img loading=\"lazy\" class=\"final-bg\" src=\"https:\/\/miamilendingadvisors.com\/es\/wp-content\/uploads\/2026\/10\/aria-reserve-financing-miami.webp\" width=\"2000\" height=\"1000\" loading=\"lazy\" decoding=\"async\" alt=\"Financiamiento Aria Reserve: condominios frente al mar en Edgewater, Miami\">\n  <div class=\"wrap\">\n    <div class=\"final-copy\">\n      <p class=\"kicker\">Tu pr\u00f3ximo paso<\/p>\n      <h2 class=\"heading\">\u00bfEst\u00e1s pensando en comprar en Aria Reserve?<\/h2>\n      <p class=\"final-lead\">Habla con un asesor de financiamiento para explorar tus opciones y avanzar con claridad.<\/p>\n      <a class=\"btn light\" href=\"https:\/\/wa.me\/17865200400?text=%C2%A1Hola!%20Me%20gustar%C3%ADa%20conocer%20las%20opciones%20de%20financiamiento%20para%20Aria%20Reserve.\" target=\"_blank\" rel=\"nofollow noopener\"><svg class=\"wa-ico\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"1.5\" stroke-linecap=\"round\" stroke-linejoin=\"round\" aria-hidden=\"true\"><path d=\"M7.9 20A9 9 0 1 0 4 16.1L2 22Z\"><\/path><\/svg>Escr\u00edbenos por WhatsApp<\/a>\n      <p class=\"wa-phone\">O ll\u00e1manos: +1 786-520-0400<\/p>\n    <\/div>\n  <\/div>\n<\/section>\n\n<\/main>\n\n<footer>\n  <div class=\"wrap\">\n    <div class=\"foot-top\">\n      <div class=\"brand\"><img loading=\"lazy\" decoding=\"async\" class=\"brand-logo\" src=\"https:\/\/miamilendingadvisors.com\/es\/wp-content\/uploads\/2026\/10\/logo-mla-white.png\" width=\"827\" height=\"647\" alt=\"Miami Lending Advisors\" loading=\"lazy\"><\/div>\n      <div class=\"foot-links\">\n        <a href=\"#why\">Por qu\u00e9 Aria<\/a>\n        <a href=\"#options\">Opciones de financiamiento<\/a>\n      <\/div>\n    <\/div>\n    <div class=\"compliance\" lang=\"en\">\n      <p><strong>Legal Disclosure:<\/strong> Miami Lending Advisors LLC is a mortgage broker only, not a mortgage lender or mortgage correspondent lender. For informational purposes only. This is not a commitment to lend or extend credit. Information and\/or dates are subject to change without notice. All loans are subject to credit approval. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age, or because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. By refinancing your existing loan, your total finance charges may be higher over the life of the loan.<\/p>\n      <p><strong>Disclaimer:<\/strong> Programs subject to change without notice. All borrowers must qualify per program guidelines. 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